How to Get a FAB Bank Statement Online in the UAE 2026
Last Tuesday, my friend Ahmed stood at the visa application center in Deira, only to realize he’d forgotten to bring his FAB bank statement. The appointment he’d waited three weeks for? Gone. The AED 300 processing fee? Non-refundable. He looked at me and said, “I wish I’d known I could download this from my phone in two minutes.”
Here’s what nobody tells you how to get a FAB Bank Statement Online. You don’t need to visit a branch, wait in queues, or pay a single dirham to get one. Whether you need it for a visa application, loan approval, or just personal record-keeping, I’m going to show you exactly how to download your First Abu Dhabi Bank statement online in less time than it takes to brew Arabic coffee.
I’ve been banking with FAB since 2019, and after helping dozens of colleagues navigate this process, I’ve discovered three methods that work flawlessly every time. More importantly, I’ll share the mistakes people make that cause their downloads to fail or produce statements that government offices reject.
What is a FAB Bank Statement?
A FAB bank statement is your official financial record from First Abu Dhabi Bank. Think of it as your account’s report card that shows every transaction, balance change, and financial movement over a specific period. Unlike the quick balance check you do on your phone, a statement is a comprehensive document that legal entities, government departments, and financial institutions actually trust.
When I applied for my Emirates NBD Skywards credit card last year, they specifically requested six months of FAB statements. The representative explained that they needed to verify consistent salary deposits and spending patterns. A simple balance screenshot wouldn’t cut it because statements carry your account number, FAB’s official letterhead, and a transaction trail that proves authenticity.
The average FAB customer downloads their statement 3-4 times per year, primarily for visa applications, loan processing, and tax documentation. What surprises most people is that FAB provides these statements completely free when you download them online, while charging AED 50-100 for branch-issued copies with physical stamps.
Key Information Covered in Your Statement
Every FAB statement includes your account number, full legal name as registered with the bank, account type, statement period with exact dates, opening and closing balances, and a detailed transaction log. The transaction section breaks down deposits with sources, withdrawals with merchants or ATM locations, internal transfers, international transactions with exchange rates, and any service charges or fees.
Here’s what caught me off guard: FAB includes reference numbers for every single transaction. These codes became crucial when I disputed a double charge from Noon last March. The customer service agent couldn’t process my refund until I provided that specific reference number from my FAB statement.
Methods to Access FAB Bank Statement Online
FAB offers three primary digital channels for statement access. The website gives you the most control over format and date ranges, the mobile app wins for speed and convenience, and ATM mini-statements save you when you need something immediately but don’t have internet access.
Via FAB Internet Banking (Website)
forThe FAB internet banking portal at www.fab.ae is my go-to method when I need comprehensive statements for official purposes. The website interface gives you precise control over date ranges, lets you choose between PDF and Excel formats, and allows bulk downloads of multiple months simultaneously. I discovered this matters tremendously when I applied for my mortgage last year and needed 12 consecutive months of statements.
The desktop version also displays transactions in a larger, more readable format. When you’re trying to identify a specific charge among hundreds of transactions, the extra screen real estate makes a massive difference. Plus, if you use services like Emirates NBD cards or have multiple accounts, managing everything from a desktop browser prevents the constant app-switching headache.
Through FAB Mobile App
The FAB Mobile app is brilliant for urgent situations. Last month, I was at a real estate office in Business Bay, and the agent suddenly requested my latest bank statement before proceeding with the lease agreement. I pulled out my phone, logged into the FAB app, downloaded a PDF statement, and emailed it to her within 90 seconds.
The mobile app also integrates biometric authentication on newer smartphones, which means you skip the username and password dance entirely. I’ve tested this on both iOS and Android devices, and the fingerprint login works flawlessly. The only limitation is that the app occasionally restricts you to downloading three months at a time, while the website lets you grab larger ranges without issues.
ATM Mini-Statement Option
ATM mini-statements are the unsung heroes for quick reference checks. These aren’t full statements in the traditional sense. They typically show your last 5-10 transactions and current balance on a printed receipt. I use this option when I need to verify if my salary landed in my account or confirm a recent payment went through.
However, government offices and financial institutions like those processing Emirates NBD credit card applications won’t accept ATM mini-statements as official documentation. I learned this the hard way at the Emirates ID office in Al Ain. The officer politely explained that mini-statements lack the official letterhead and comprehensive transaction history required for legal verification.
Step-by-Step Guide: Download FAB Statement via Website
I’ve walked at least twenty people through this process, and the same confusion points trip up everyone. Here’s the exact sequence that works every single time.
Step 1: Log in to FAB Online Banking
Navigate to www.fab.ae and click the “Login” button in the top right corner. You’ll need your User ID and password. Here’s where people mess up: if you’ve recently changed your password through the mobile app, that same password works on the website. I’ve watched colleagues waste 15 minutes trying their old password because they assumed the systems were separate.
After entering credentials, FAB sends a One-Time Password to your registered mobile number. This OTP expires in 120 seconds, so have your phone ready before you click submit. Also worth noting: FAB’s system locks after three failed login attempts, requiring you to contact customer support to unlock your account.
Step 2: Navigate to Statements Section
Once logged in, look for the “Accounts” menu in the main navigation bar. Click it, then select “Statements” from the dropdown. Some users get confused because FAB also has a section called “Transaction History” under the same menu. That’s not what you want. Transaction History gives you an on-screen list, while Statements generates the official PDF or Excel file you can download.
The statements page displays all your FAB accounts including savings, current, and credit cards if you hold multiple products. I have both a salary account and a savings account, and initially, I kept downloading statements for the wrong account. Double-check that you’ve selected the correct account number before proceeding.
Step 3: Select Statement Period
This is where FAB’s system really shines. You can choose a preset period like last month, last quarter, or last six months from a dropdown menu. Alternatively, use the custom date selector to pinpoint exact dates. Most visa applications request the most recent three to six months, while mortgage applications typically want a full year.
Here’s a critical detail: FAB generates statements based on complete months only. If you select October 15 to November 20, the system actually provides you with full statements for both October and November, not just the partial periods. I discovered this when my downloaded file was larger than expected. It’s actually beneficial because officials prefer seeing complete monthly cycles rather than random date ranges.
Step 4: Download and Save Your Statement
Click the “Download” button after selecting your parameters. FAB asks you to choose between PDF and Excel formats. For official submissions including visa applications, government forms, or loan applications, always select PDF. Excel files are perfect for personal accounting and expense tracking, but authorities don’t accept them as official documents.
The download typically completes in 5-10 seconds depending on your internet speed and the statement’s size. FAB adds your account number to the filename automatically, which helps with organization. I recommend creating a dedicated folder on your computer labeled “Bank Statements” with subfolders for each year.
Open the PDF immediately after download to verify it contains the correct date range and account number. I’ve seen rare instances where the system glitches and generates a blank page. Catching this immediately means you can re-download right away instead of discovering the problem later when you’re standing at the visa office.
Step-by-Step Guide: Access FAB Statement via Mobile App
The mobile process is faster but requires understanding a few app-specific quirks. I use this method about 70% of the time because I’m usually on the move when I need statements.
Step 1: Download FAB Mobile App
Search for “FAB Mobile” in the Apple App Store or Google Play Store. The official app is published by First Abu Dhabi Bank and has millions of downloads with ratings above 4.5 stars. Be careful here because scam apps occasionally appear with similar names. Verify the publisher name matches exactly: First Abu Dhabi Bank PJSC.
The app size is approximately 150MB and requires iOS 12.0 or later for iPhones, or Android 6.0 and up for Samsung, Huawei, and other Android devices. The initial setup includes biometric authentication configuration, which I strongly recommend enabling. It cuts login time from 30 seconds to about 3 seconds on subsequent uses.
Step 2: Log in to Your Account
First-time users need to register using their account number, Emirates ID, and registered mobile number. The app sends an OTP for verification, similar to the website process. After initial setup, you can log in using your fingerprint, Face ID, or a custom 6-digit PIN you create.
I’ve noticed the app remembers your User ID, so you only enter your password or use biometrics on return visits. The session typically stays active for 5 minutes of inactivity before requiring re-authentication. This is shorter than Emirates NBD’s app timeout, which some users find annoying, but it’s a security feature protecting your account.
Step 3: Find and Select Statements
After logging in, tap the menu icon (three horizontal lines) in the top left corner. Scroll down and select “Accounts,” then tap “Statements.” The app displays a list of all your FAB accounts with current balances. Select the specific account you need a statement for.
The mobile interface differs slightly from the website. Instead of preset periods, you see a calendar picker. Tap the “From” date and select your start date, then tap the “To” date and choose your end date. The app highlights selected dates in blue, making it easy to visualize your chosen range.
Step 4: View and Save Your Statement
Tap “Generate Statement” after selecting your dates. The app takes 3-7 seconds to create your PDF. Unlike the website, the mobile app doesn’t offer Excel format. You get PDF only, which honestly covers 95% of use cases anyway.
Once generated, you have three options: View opens the PDF in the app’s built-in reader, Share opens your phone’s native sharing menu to send via WhatsApp, email, or cloud storage, and Download saves the file to your phone’s default download folder. I usually hit Share and immediately upload to my Google Drive.
How to Get FAB Bank Statement Offline
Sometimes digital methods aren’t an option. Maybe you’ve forgotten your login credentials, or you need a physically stamped statement for a government office that doesn’t accept digital copies.
Visit FAB Branch
Walking into any FAB branch with your Emirates ID gets you a printed statement on the spot. I did this last year at the Dubai Mall branch when I needed an official stamped statement for my residence visa renewal. The entire process took about 15 minutes, including the queue wait.
Here’s what they don’t tell you upfront: FAB charges AED 50 for the first printed statement and AED 25 for each additional month beyond the initial request. If you need a year’s worth of statements, you’re looking at AED 50 plus AED 275 for the remaining 11 months, totaling AED 325.
Branch hours vary by location, but most FAB branches operate Sunday through Thursday from 8:00 AM to 2:00 PM. Peak times hit between 10:00 AM and 12:00 PM when everyone arrives during their work breaks. I’ve learned to visit right at opening time or after 12:30 PM to avoid the crowds.
Request via Customer Support
FAB’s customer support hotline at 600 566 556 (from UAE) or +971 2 449 2929 (international) can email you statements directly. I used this service when I was traveling abroad and needed my FAB statement urgently. The process requires verification of your personal details including account number, Emirates ID number, date of birth, and your registered mobile number for OTP verification.
The representative emails your statement to your registered email address within 2-4 business hours. In my experience, statements usually arrive within the same business day if you call before 2:00 PM UAE time.
Benefits of FAB Online Bank Statements
The convenience factor alone makes online statements superior to traditional methods. I’ve downloaded FAB statements at midnight before early morning flights, during lunch breaks at work, and once while sitting in a coffee shop when a real estate agent unexpectedly requested proof of income.
Cost savings add up significantly over time. I calculated my expenses from 2019 when I was still visiting branches regularly. That year, I paid approximately AED 400 in statement printing fees. Since switching to online downloads in 2020, I’ve spent exactly zero dirhams on statements.
Legal validity presents the biggest concern people raise about online statements. I’ve submitted digital FAB statements to government offices, embassies, property management companies, and financial institutions including applications for Emirates NBD credit cards without a single rejection.
Understanding Statement Formats (PDF/Excel)
PDF statements maintain the exact visual layout of a printed document. Every element including logos, account numbers, and transaction tables appears in fixed positions. This format works universally across Windows, Mac, iOS, and Android without requiring special software.
Excel statements shine for personal financial management. I download Excel versions when I’m tracking expenses, categorizing transactions, or preparing monthly budgets. However, Excel files lack the official formatting that authorities require. Use Excel for personal analysis, PDF for submissions.
Conclusion
Remember Ahmed from the beginning, standing at the visa office without his bank statement? He now downloads his FAB statements the night before any important appointment and keeps backup copies in both Google Drive and his phone’s local storage.
The evolution from branch visits to digital downloads represents more than just convenience. It’s about control over your financial documentation and zero-cost access to information that belongs to you. Whether you’re applying for Emirates NBD credit cards, processing visa applications, or organizing your financial records, knowing how to access your FAB bank statement online eliminates unnecessary stress.
I recommend bookmarking FAB’s internet banking portal and keeping the mobile app installed. Set up biometric login while you’re thinking about it—the 30 seconds you invest now will save you countless frustrations later. The banking landscape continues shifting toward digital-first experiences, and FAB has positioned itself well in this transition.
Frequently Asked Questions
How do I get a bank statement online?
Most banks allow you to get your bank statement online through their official website or mobile app. You simply log in to your account, select the relevant bank account, choose the date range, and generate the statement. The process usually takes only a few minutes and does not require visiting a branch.
Can I get a PDF bank statement online?
Yes, almost all banks provide bank statements in PDF format. After logging in to online banking or the mobile app, you can download the statement as a PDF file. This format is widely accepted for official and personal use, including visa applications, salary verification, and record keeping.
How to get a bank account statement online?
To get a bank account statement online, access your bank’s digital banking platform (website or app), navigate to the statements or transaction history section, and select your account. After choosing the required period, you can view, download, or email the statement instantly.
How to request a bank statement?
A bank statement can be requested through multiple channels. The quickest method is online banking or the bank’s mobile app. Alternatively, you can request it via customer support, an ATM, or by visiting a branch. Online requests are usually processed immediately, while branch or customer service requests may take longer.
Can I get a bank statement immediately?
Yes, in most cases bank statements are available immediately when requested online. Recent statements can be downloaded instantly. For older records, some banks may take additional time, but they are still generally provided digitally within a short period.
How to download a bank statement from WhatsApp?
Some banks offer official WhatsApp banking services. After verifying your identity through the bank’s registered WhatsApp number, you can request your statement or transaction history. If the service is available, the bank will send a secure PDF statement directly to your WhatsApp chat.