Ratibi Card Salary Check: Proven methods to check salary balance

Having problems with the Ratibi Card Salary check? Want to know how to check your Ratibi Card salary balance? Finding a proven and fast method to check your salary balance?

You can check your Ratibi card salary through the PPC Inquiry Portal, the FAB official website, SMS banking, Phone Banking, Payit Wallet App, ATM, and other channels. All these methods are proven and very fast to check any type of FAB balance.

These methods are not limited to the Ratibi card. You can also check the FAB Bank Salary Account balance and other prepaid cards through the same methods. Here are all the techniques you can use to check your Ratib card salary balance.

"Illustration showing FAB Visa cards with a bank icon and UAE flag, promoting Ratibi Card salary check service."

Fast and Proven methods to check Ratibi Card Salary Check

Now you can check the Ratibi card salary online and offline. It’s very easy to check your salary with no charges. Some methods are online and offline. Let’s go through a step-by-step guide on all the methods.

Ratibi Card Salary Check via the PPC Inquiry Portal (Fast & Free

The PPC inquiry portal is the best option to check the Ratibi Card Salary. You must visit the official website of the PPC inquiry portal (https://ppc.magnati.com/). You can check it in easy steps.

Steps

  1. Visit Website: Visit the PPC inquiry website or click here.
Google search result showing “ppc inquiry portal” with the top link “Magnati – Prepaid Cards Enquiry” highlighted on a smartphone screen.

2. Card Security Digits: Enter the last four digits of the card.

3. Card ID: Enter the card ID number.

Magnati Prepaid Card Inquiry page showing card number, card ID fields, and a highlighted submit button on a smartphone screen.

4. Captcha: Enter the captcha shown in the image for Bot verification.

5. Submit: Click on “Go” and receive your salary report.

Magnati prepaid card inquiry page showing AED 4.17 available balance and card details.

Ratibi Card Salary Check through SMS Banking

SMS banking is simple and fast. You can do a Ratibi Card Salary check through SMS banking. You do not need any internet connection for this purpose.

Requirement for the Balance Checking through SMS Banking

To check the balance through SMS, here are some requirements you should be aware of:

  • National Identity Card
  • Ratibi Salary Card
  • Mobile Phone
  • Some balance in the phone number.

Here is the step-by-step method to check your balance  through SMS:

Steps

  1. Open Message App: Open the SMS app on your phone.
  2. Compose SMS: Click on “create message” to compose the SMS.
  3. Enter card details: Please enter your card details.
  4. Send SMS: Send your message to 2121.
  5. Receive Balance: Receive your Ratibi balance through SMS.

Note: Charges may apply in SMS banking.

Check via the FAB Mobile App (With Screenshots)

The FAB mobile app is another excellent option for checking a Ratibi Card salary. Install the app, log in, and check your balance at any time. You just need an internet connection for this purpose. Here is the step-by-step explanation of the mobile app method.

Steps

  1. Install the app: Download the FAB mobile app through the Google Play Store or Apple App Store.
  2. Log in: Log in with your username and password credentials.
  3. OTP: You will receive an OTP for verification.
  4. Enter OTP: Enter the OTP you received from the phone number.
  5. Check Balance: Check your balance from the home screen of the FAB mobile app.
  6. Register: If you are not logged in to the FAB mobile app, register using your card ID and mobile number.
"FAB app screen showing 'Transfer your salary' offer with Join FAB and Already a customer button."
"FAB mobile app dashboard showing services, payments, and highlighted Cards tab with arrow."

Check your Ratibi card salary through WhatsApp Banking.

FAB bank also offers the most convenient method to check your Ratibi salary. You can also do it through WhatsApp. It’s easy and requires an internet connection. Here is how you can do it:

FAB WhatsApp helpline: +1 (704) 771-0476

Steps

Save the FAB helpline number on your phone for future reference.

  1. Open WhatsApp: Open WhatsApp on your phone.
  2. Open FAB chat: Open the FAB helpline number chat.
  3. Send Details: Please send your CNIC and Ratibi card number to the helpline.
  4. Receive Balance: Receive your balance through WhatsApp.

FAB Online Banking (Best for PC Users)

Steps:

  1. Search FAB website: Search for the FAB official website on your PC or phone, OR Click here.
"Google search for FAB Bank website showing top result for Personal Banking & Financial Services."

2. For registration, click on ‘Sign Up’ to register yourself.

"Mobile screen showing FAB Bank website with a red arrow pointing to the login lock icon."

3. Set Credentials: Enter your username and password to confirm your account. 4. Confirm Account: Confirm your account registration through email.

"FAB login menu open on mobile, arrow pointing to 'Personal Online Banking (UAE)' option."

5. Log in: Log in through your credentials on the website.

6. Personal Details: Click on the “Personal Details” option

"FAB online banking login page on mobile showing username and password fields"

7. Select your card. Select Ratibi card for salary check.

8. Enter details and check your balance: Enter your card details and check your remaining salary balance.

"FAB online banking registration step asking for customer or card number input"

Ratibi Card Salary Check Using an ATM

Here is a comprehensive guide on how to perform a Ratibi card salary check using an ATM.

Steps

  1. Bring your Ratibi card or FAB debit card with you to the ATM to check your balance easily.
  2. Visit the ATM nearest to you.
"FAB ATM machine interface showing card slot, keypad, and welcome screen"

2. Insert Card: Insert your Ratibi card in the ATM.

"ATM machine card insertion slot with keypad and contactless payment symbol visible"

3. Enter PIN Code: Enter the 4-digit PIN code of your Ratibi Card.

"ATM screen showing prompt to enter PIN securely with keypad illustration and FAB logo"

4. Select Language: Select your language from Arabic and English.

"ATM language selection screen showing English and Arabic options at FAB machine"

5. Select Option: Click on the “Check Balance” option.

"ATM screen showing Balance Enquiry option for account balance check in AED."

6. Select query type: Select “Print Receipt (Charges may apply)” or online option.

7. Check Balance: Check your balance in hard or soft.

"FAB ATM screen showing options to print or not print receipt after balance enquiry."

Ratibi Card Salary Check via Payit Wallet App

Steps

Install Payit: Install the Payit wallet app from the Google Play Store or App Store.

Sign Up: Sign up with your account and set a password.

Login: After signing up, log in with the details

Follow Easy Steps: Follow the steps Payit may want you to do.

Check Balance: Check your balance from the Payit Wallet home screen.

Log out (optional): Log out of the app.

"Payit app sign-up screen for secure digital payments at 5,000+ stores across the UAE."

Ratibi Card Salary Check at the FAB Branch

teps

  1. Visit the bank:  Visit the nearest bank branch.
  2. Please bring the necessary documents, including your ID and bank card.
  3. Obtain the token: Retrieve the token from the token machine.
  4. Contact the Bank Representative: Speak with the person assigned to assist you.
  5. Get your balance: Get your bank balance from the bank person.

Ratibi Card Salary Check via Telephone Banking (For Non-Tech Users)

Steps

  1. Keep Documents: Always keep your ID card and debit/credit cards with you.
  2. Phone Numbers: You can use the following numbers for the phone call.
    1. For Customers within the UAE: 600 52 5500                                                                   For Customers outside the UAE: +971 2 681 1511
  3. Contact: Call the help center at the following numbers.
  4. Please provide your complete information during the call to receive your balance.

What is a Ratibi Card?

The Ratibi card is a prepaid card from the First Abu Dhabi Bank. It is designed for residents of the UAE earning over AED 5,000 per month. It is very beneficial for the FAB customers.

This card is designed for cash withdrawals, paying bills, international remittances, and a variety of other purposes. No bank account is needed for this card. It can also be ordered online from the FAB official website or the app.

Benefits & Features of the FAB Ratibi Card

The FAB Ratibi card boasts numerous features, making it a premium option for any customer. It offers various advantages for the user. Here are all the benefits and features of a FAB Ratibi card.

  • No Bank Account Needed: You do not need a bank account to hold the FAB Ratibi card.
  • 24/7 Customer Support: FAB Ratibi offers 24/7 customer support. You can also visit the open branches for more information at any time.
  • Easy Cash Withdrawals: With the Ratibi card, cash withdrawals are easy. You can go shopping.
  • Easy International payments: You can send and receive international payments easily without delay.
  • Free Salary SMS Alert: Sending an SMS alert for your salary is completely free.
  • Worldwide access: You can access your payment worldwide through an ATM or check.

All Ratibi Salary Check Methods Comparison

Method

Inquiry Speed

Online/Offline

Inquiry Charges

Requirements

PPC Magnati Portal

Instant

Online

No
  1. The last four digits of the Card No.
  2. Card ID.
  3. A little tech knowledge

FAB App

It can take some time if not logged in (Otherwise, a few seconds)

Online

No
  1. Mobile app account.
  2. Login credentials.

Online Banking

Instant (if logged in)

Online

No
  1. Website address
  2. FAB account.
  3. Login credentials.

Payit App

A few seconds (If already logged in).

Online

No
  1. App.
  2. Physical Ratibi card.
  3. Emirates or National ID.
  4. Card ID.

FAB Whatsapp Banking

2-3 minutes

Online

No
  1. Whatsapp
  2. Phone Number
  3. Card ID
  4. Emirates ID

SMS Banking

1-3 minutes (Can take more time if service is slow)

Offline

Only SMS charges
  1. UAE registered phone number (DU & Etisalat only).
  2. For other users: Bank-registered phone number.

ATM

1-2 minutes (Can deny payment if server is down)

Offline

Service charges for other ATMs
  1. Ratibi card.
  2. PIN.
  3. ATM knowledge

Telephone Banking

3-5 minutes

Offline

Calling charges
  1. Mobile phone.
  2. Ratibi’s card details.

FAB Branch

It can be slow if the rush is high

Offline

No
  1. Ratibi card.
  2. Emirates ID or User ID (For non-residents)

Benefits of Regular Ratibi Card Salary Checking

It is a good habit to check the Ratibi card salary checking daily or weekly. It saves you from fraud and many other losses. Here is why you should perform a Ratibi Card Salaray check regularly.

Peace of Mind: Checking your Ratibi card salary regularly gives you peace of mind. You feel calm and experience no tension.

Unauthorized transactions: You can regularly monitor unauthorized transactions to prevent any potential issues. If you suspect any transaction is fraudulent, please contact your bank branch.

Smart Budgeting and Spending: If we check our salary daily or weekly, we can control the daily expenses. The control over costs and balance allows us to spend cleverly.

Best Tips for Safe Balance Checking

Here are some tips to follow for a safe method of checking the balance

  • Never visit unofficial apps or websites to check your balance.
  • Do not tell your personal ATM PIN to anyone.
  • Never click on the unofficial links.
  • Use two-factor authentication in your FAB mobile app.
  • Have a safe and strong password for online FAB apps.
  • Always update your apps on time.

Common Ratibi Card Issues and Their Solutions

Salary not credited to Ratibi card: If your salary has not been credited to the Ratibi card, please confirm with the company. If the company has credited the salary, but you haven’t received it, then contact the bank branch. You can contact them by phone, WhatsApp, or in person.
Card Swallowed by the ATM: If you enter the PIN incorrectly, the ATM can swallow your Ratibi card. If it happens, contact the bank branch as soon as possible and report the entire issue.
Unable to log in to PPC or app: If you are unable to log in to the PPC inquiry portal or the FAB bank app, please contact our toll-free phone number for assistance.

Conclusion

We have explained all the steps to you for performing a Ratibi card salary check. If you encounter any issues, please contact FAB Customer Support for assistance. The bank offers 24/7 customer support, which will guide you better.

FAQs About Ratibi Card Salary Check

The Ratibi Card is a prepaid salary card from First Abu Dhabi Bank (FAB) designed for employees earning up to AED 5,000 per month. It allows you to receive your salary, withdraw cash, and make purchases without needing a regular bank account.

You can check your Ratibi salary balance online through the PPC Inquiry Portal or the FAB official website by entering your card’s last four digits and card ID number.

Yes, you can. Simply use SMS banking, telephone banking, or visit an ATM or FAB branch to check your balance without needing an internet connection.

Visit ppc.magnati.com, enter the last four digits of your card number, your card ID, and the captcha code, then click “Go”. Your balance will appear instantly.

No, checking your Ratibi salary balance through online methods like the FAB website, mobile app, or PPC portal is completely free of charge.

Send an SMS with your card details to 2121 from your registered UAE mobile number. You’ll receive your current salary balance within a few seconds. (Standard SMS charges may apply.)

Yes, install the FAB mobile app from the App Store or Google Play, log in using your credentials or card ID, and you’ll see your balance on the home screen.

Save the FAB WhatsApp number +1 (704) 771-0476, open the chat, and send your Emirates ID and Ratibi card number. FAB will reply with your balance details.

First, confirm with your employer if the salary was sent. If it was, contact FAB customer support via phone, WhatsApp, or by visiting a branch to resolve the issue.

Yes, you can check your balance at any FAB ATM or other ATMs that support your card network. Just insert your card, enter your PIN, and select “Check Balance.”

Call 600 52 5500 if you are in the UAE or +971 2 681 1511 if you’re abroad. Provide your card and ID details to the customer service agent to get your balance.

Yes, you can link your Ratibi card to the Payit Wallet app to check your balance, make payments, or transfer money easily from your phone.

Bring your Emirates ID and Ratibi card when visiting a FAB branch. The bank representative will check your balance and assist with any account-related issues.

Regular balance checks help you monitor your salary deposits, prevent unauthorized transactions, and manage your spending wisely.

Always use official FAB platforms, never share your card PIN or login details, avoid suspicious links, and enable two-factor authentication for added security.